v4.44

Welcome no-internet block

A/B experiment to detect false positives in connection detection. Prevents users from progressing when offline, ensuring KYC and lending flow integrity.

• Catches offline users at entry point
• Reduces downstream KYC failures
• A/B tested for rollout confidence

Home OOPS State

Graceful error handling when FidoScore field is missing. Shows clear messaging instead of a broken state, improving user confidence on the home screen.

• Replaces cryptic error with user-friendly message
• Maintains app stability
• Reduces support tickets

WMM Bottom Sheet

New WMM (Women's Money Maker) promotion interface on L0 offer screen. Timed trigger with dismiss banner for controlled visibility and engagement tracking.

• Contextual promotion on L0 offers
• Timed visibility for better UX
• Trackable engagement metrics

Skip Onboarding Intro

For users who have already submitted KYC, the onboarding intro screen is bypassed, reducing friction and speeding up first-loan experience.

• Faster path to first loan for returning users
• Reduced friction in pre-KYC flow
• Better retention on app return

Loading & Reload Redesign

Refreshed loading states and error recovery UX. Clearer feedback during network waits and reload actions, reducing user confusion.

• Improved visual feedback on load states
• Clearer error recovery patterns
• Better perceived performance

ZA Disbursement Flow

Master task completing South Africa's disbursement flow implementation. Full end-to-end disbursement experience aligned with ZA regulatory requirements.

• Market-ready disbursement process
• Regulatory compliance built-in
• South Africa launch enabler

ZA Repayments

South Africa repayment system implementation (PDT-791). Complete repayment flows, payment reconciliation, and account settlement for ZA market.

• Full repayment experience for ZA users
• Payment method integration
• SA market go-live support

Critical Fixes